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City List

Hong Kong » Mortgages


Hong Kong

Guide to the mortgages in Hong Kong:

Keep in mind that for many countries, there is often more than one deal available and this page merely represents an overview of the typical requirements.

Typical Rate From 2.79%
Loan purpose Purchase or remortgage
Min Loan $150,000 or currency equivalent.
Max Loan 70%
Term 30 years
Max Age 70
Repay method Capital and Interest and Interest Only.
Currency HKD
Additional info Purchase/ remortgage of second or holiday homes. Investment properties.

Mortgages are free of stamp duty. Hong Kong dollar mortgage interest rates charged by banks were around 11.5%. After falling continuously for almost six years, the mortgage interest rate offered in the market now is around 2.375%. And there have been a variety of benefits offered to borrowers, including cash rebates, subsidies for legal fees and renovation expenses. 

Hong Kong Mortgages

 

 

 

 

 

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