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Croatia » Mortgages


Croatia

Guide to the mortgages in Croatia:

Keep in mind that for many countries, there is often more than one deal available and this page merely represents an overview of the typical requirements. 


Typical Rate From 5.52%
Loan purpose Residential and Holiday Lets
Min Loan n/a
Max Loan 70% loan to value or purchase price whichever is the lower.
Term 20 years
Max Age
65
Repay method Capital and interest
Currency Euros
Additional info Net take home pay either joint or single less any liabilities, mortgage, loans, credit cards. Total expenses including Croatian mortgage should not exceed 35% net income. Croatian registered company must be set up.

Buying a property in Croatia is now easier than ever with Croatian mortgages now available with an LTV up to 60%. If you are a foreign national and have a provable income, then you could qualify for a loan of up to 300,000 Euros.

The interest rates start from 4.4% with the Maximum Loan to Value available around 70%. Mortgages are available for at least 20 years from most lenders operating in this particular market and this has led not only to increased interest from overseas buyers seeking a decent second home investment, but it has boosted the local property buying public’s interest in Croatian real estate as well.

Croatia Mortgages

 

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